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        Retirement

        Retirement is one of the key financial goals for many people. Saving early and often is important. So is taking advantage of products and accounts designed specifically for retirement. Tax advantages are a key feature of annuities, IRAs and employer sponsored retirement savings plans, such as 401(k), 403(b) and 457(b) plans. Any earnings growth in these products is generally tax-deferred until you make withdrawals, generally when you are retired and may well be in a lower tax bracket.

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        • Controlling the Distribution

          If you haven’t taken steps already, consider planning now for the distribution of your estate’s assets.

        • Future of Social Security

          Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

        • Managing Retirement Plans

          Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.

        • Retirement Plan Distributions

          When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

        • Save Now or Save Later

          If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.

        • Social Security Income

          The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

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        Securities offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

        Redwine Financial is not owned or operated by AXA Advisors or AXA Network.

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